Getting More Family Time Just by Having a Budget

Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget.

1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month.
2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on.
3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00
4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won't have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards.
5. Write down each pay day and the bills that you will be paying on that particular day. That way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don't have a specific place you do your bills place it on the refrigerator.
6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget.

If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family.

Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com

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Developing a Family Budget \| Budgeting Tips


You are here >> Empowerment Center >> Family Budget Getting More Family Time Just by Having a Budget Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget. 1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month. 2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on. 3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00 4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won't have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards. 5. Write down each pay day and the bills that you will be paying on that particular day. That way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don't have a specific place you do your bills place it on the refrigerator. 6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget. If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family. Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com RECOMMENDED RESOURCES Get Out Of Debt - The Debt Buster System. Powerful information based on proven techniques and strategies to get out of debt without bankruptcy. Repair bad credit fast! www.powerseller2be.com - Learn the Secrets of eBay PowerSellers who are raking in thousands every month Start, Build and Grow your eBay business to PowerSeller status. Free Resources & Book with a step by step video tutorial on starting your ebay business click here www.homebusinessMentor.biz - Coaching,Resources and Training to Empower you to succeed, Excel and Prosper in your own Home Business Discover the Secrets of Successful Home business Owners who are making Money every day working from Home. www.ProsperInTheCreditCrunch.com - How to Prosper in the Credit Crunch. Learn Anti-Recession Tactics, Debt Buster Technics, Money saving tips, How to start your own homebased Business, internet business and grow a business on eBay www.becomepowerseller.co.uk - Start your own eBay business, Become a power seller on eBay in 90 days guaranteed or money back www.StartMyOwnInternetbusiness.biz - Learn the Secrets of Successful Internet Marketers who are raking in thousands every month Start, Build and Grow your Own Successful business Online. Free Resources & Book		Family Budget Articles Planning a Family Budget for Every Day and Not Just the Rainy Days Set a Family Budget And Enjoy A Great Vacation Set a Family Budget And Have Fun Set a Family Budget Easily By Tracking Expenses Set a Family Budget That Includes Coupons Set a Family Budget That Includes Savings Set a Family Budget That Lets You Give Set a Family Budget That Saves On Bank Fees Set a Family Budget With Food Costs in Mind Set a Family Budget With Professional Assistance

Planning a Family Budget Related Articles Budgeting Tips to Save Real Money Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to buy that new gadget will pass. But, what should you do if you have already spent more than you have? The following are several real ... Continue Reading...
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